SIS&L has a prudently selected range of investment products and funds designed to meet your personal investment needs. In addition to our range of investment products, you can have access to our advisory services. This gives you the opportunity to talk to our investment advisors and review your investments as often as you like, giving you the peace of mind and assurance that your plans are always up to date with your circumstances.
- Call Account
The Call Account is an investment account which gives you the opportunity to make a withdrawal at any time without prior notice to SIS&L. Our interest rates on these deposits are most often negotiable and the interest is calculated daily.
The SIS&L Call Account gives you the opportunity to earn good returns and effectively manage your business funds whilst availing to you the flexibility of calling for your money at any time.
- Treasury Bills and Notes
Treasury bills/notes (T-Bills) are short – term money market instruments. These are issued by Bank of Ghana (BOG) either on its own behalf or on behalf of the Government of Ghana. This is assumed to be a riskless investment which earns a fixed moderate interest rate because the investment “sits” with the Government. At maturity, the government pays back the principal amount together with the interest amount due you.
Currently, the various Government Treasury Bill/Notes/Bonds issued weekly on the primary market and subsequently traded on the secondary market are:
1. 91-day Treasury Bill
2. 182-day Treasury Bill
3. 1 and 2-Year Treasury Notes
4. 3 and 5-Year Bonds
SIS&L assists its customers in buying or selling of Bank of Ghana Treasury Bills/Notes through authorized primary dealers at the Bank of Ghana at no cost.
- Fixed Deposits
A Fixed Deposit is an investment product in which a fixed sum of money are invested for a particular period at an agreed and determinable interest rate and which runs throughout the period of the investment.
SIS&L Fixed Deposit offers you competitive and negotiable interest rates that are higher than that of the ordinary savings account, and is perfect for saving towards a definite goal. SIS&L Fixed Deposit investment ranges from 30 days, to 365 days. You may not withdraw from this account during the period of investment. However, if you need to do so, it may come at a penalty/discount on the interest amount.
- Private Funds Management
SIS&L acknowledges the hard work you put into obtaining the wealth you have. We aim to help you make gains on the money you already have. SIS&L does not only offer you investment advice, but we create a customized portfolio for you that fits your exclusive investment needs. You will also have the services of a committed fund manager and relationship manager under the SIS&L Private Funds Management.
We respect your privacy that is why we charge ourselves with the highest standards of confidentiality in managing your private funds.