Card Products

The SIS&L Debit Card is a Gh-link card which is GhIPSS EMV-compliant, chip-based and can be used on GhIPSS certified EMV chip-based ATM terminals across the country.
It gives direct access to both your Savings and Current Account.


● Card linkage – Customers can have two (2) accounts on one (1) card (Current and Savings Accounts).
● Supplementary cards can be produced for the same account i.e one (1) account with two (2) cards.


● 24-hour access to cash.
● Unlimited access to your account information.

The underlisted banks and financial institutions accept the SIS&L GH-link debit cards for transactions on their ATM terminals;

  • Zenith Bank, UMB, Ecobank, Fidelity Bank, NIB, CBG (Specifically erstwhile Unibank), Republic Bank (erstwhile HFC Bank), Standard Chartered Bank, Bank of Africa, GCB , Apex Banks (rural banks) , Best Point Savings & Loans, Bond Savings & Loans, Prudential Bank, ADB , UBA, GT Bank, Absa Bank Ghana Limited (formally Barclays Bank),Cal Ghana Limited, Stanbic Bank Ghana Limited, OminBSIC Bank Limited, Access Bank Ghana Limited

In addition, the SIS&L GH-link card can be used for POS transactions at all Goil, Shell, Petrosol and Total fuel stations as well as selected pharmacies, supermarkets and shops across the country.

The POS terminals of the underlisted banks also accept SIS&L cards for transactions;

  • Ecobank POS
  • GT Bank POS
  • Zenith Bank POS
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